Dream Money

Posts Tagged ‘finance’

Question by Matt: Where can I find a commercial finance expert (lender)who understands Exchange Traded Options (calls/puts etc)?
…preferably in London.

Thanks.
Thanks guys, but I should clarify…

I am an Accredited Deriviatives Advisor, so I understand how options work. By selling covered call options, I generate consistent, upfront returns of 3-5% per month for my income. But I’d earn more if I had more capital, so I’m looking for lenders who lend out money to borrowers. My theory being that as I make 3-5% returns every month, handling the annual interest rate on borrowed money would be no problem, as my returns more than cover that.

It would be a good investment, as I’d make more each year than what my loan interest payments would be. eg. 12 months x 3-5% each month, adds up to more than say 13-16% I’d have to pay in interest on a loan.

People have no concerns about borrowing money to buy a house, which they rent out to tenants.
This goes by the same theory. Even if the house drops in value, it can still be rented out for monthly income. I do the same when I sell covered calls, on shares. I can keep selling the call options for in

Best answer:

Answer by John W
Drop into a brokerage house office and ask them if they have any seminars on option trading. Most brokerages will hold free evening seminars to help educate their customers as an educated customer is more likely to trade actively and they only make money from the commissions on the trades. Keep in mind that no one is truly an expert, it’s up to you to become your own expert.

Add your own answer in the comments!

Financial Experts at Quinnipiac University's G.A.M.E. II Forum Cautiously …
By Quinnipiac University NEW YORK, March 29, 2012 — /PRNewswire-USNewswire/ — Financial experts at Quinnipiac University's second annual Global Asset Management Education Forum said they are cautiously optimistic that the US is beginning to slowly …
Read more on Sacramento Bee

DA-CH Financial Information Conference 2012: "The changing political and …
MUNICH, Mar 30, 2012 (BUSINESS WIRE) — The 2012 DA-CH Financial Information Conference gathered for a second time decision-makers, solution providers and experts from the financial services industry. The conference offered many lectures and …
Read more on MarketWatch (press release)

Supplementary Budgets Hampering Development – Experts
By Francis Kagolo, 29 March 2012 Finance experts have attributed Uganda's slow level of economic development to poor planning and the Government's unabated failure to stick to approved budgets. Meeting at the Imperial Royale Hotel in Kampala yesterday …
Read more on AllAfrica.com

slıɐuǝoʇ question : Are the McCann from right to use funds from Find Maddie campaign, lifestyles Financing
They would put their home on the market today and to look for a smaller house … Why money is used to maintain their lifestyle up? If your child was missing would you like of the product from a fund set to find her living best answer?
Reply from

portland_king has
Mcann are not with the means to finance their lifestyle, or anything else, but to find Maddie, Richard Branson has offered to pay her legal bills I hope this clarifies this for you my friend

Add your own answer in the comments!

Question by ellocharlie: Is the money you get from Student Finance England separate to the money received from the Student Loans Comp.?
I have just received my payment schedule letter from the Student Loans Company and it is far less than the money that Student Finance England say I am getting.

Best answer:

Answer by ANNIE
Student Finance England process your application and the Student Loans Company are the ones who pays you.

If there is a difference in the amount it says on your Financial Notification letter than your payments schedule then contact Student Finance England as soon as you can to find out why.

Hope that helps

Add your own answer in the comments!

Question by Bob: Now that the “Credit Crunch” has happened,will our attitudes toward money and personal finance change?
Will we in the “First World/Developed World” be more sensible and live within our means from now on,or will we end up making the same mistakes again in a few years’ time?

Best answer:

Answer by ℓα яєιηα вσяι¢υα
It’s all up to the government and banks… Whatever happens they’re still going to get their big bonuses. Why do they care? But it has made me think about how I spend my money.

Give your answer to this question below!

Question by Long Belly Banks: Calling all Finance experts!!!! What is going on here?
Ok. I just made a withdrawal form the atm. At first I asked for 260 dollars. The money didn’t come out. a receipt came out and said that the transaction couldn’t be posted. so i tried again and entered 200 dollars first and then 80 dollars and got the money in separate transactions. But now my online bank statement list the first transaction that wasn’t processed as “pending” and then above that reads “Pending Misc. Credit ATM CREDIT 18320 PRESTON RD DALLAS TX $ 260.00″ What does this mean? cuz the 260 is under the credit category. Will the money still be there? Please try and answer this question as best as posibble. Best Answer will be given to the most accurate and helpful answer.

Best answer:

Answer by got it
relax your ok. The pending with drawl and pending credit are the same thing ie they are canceling each other out.

Give your answer to this question below!

Question by Kat: Finance experts help please – consolidating immediate debts – is it really worth it?
Does it make sense to consolidate my bank debts – meaning I pay £40 less per month (which can go towards my student loan repayment of £70 per month which have just come up) but means taking on another 5 year loan. This loan will pay off an existing bank loan (with same bank), overdraft and credit card that I recently took out to transfer a a balance at 0% for 16 months. Is it worth it considering the credit card is interest free at the moment and the loan taken to cover everything will obviously charge interest. So I’m a bit confused as this consolidation would free up approx £40 per month that I could do with at the moment but will I be paying back more in the long run -and does that really matter if I need the money now?

No trolls/spam please.

Best answer:

Answer by Wreck
What happens time after time:
People run up more debt.
Best plan of attack is to pay your debts as you are and make it a goal to be debt free someday

Give your answer to this question below!

Question by : Finance experts in maths section?
(c) The Summarised Balance Sheet of the XVZ Company limited is as follows:
Ordinary shares £750.000
Reserves £400,000
Loans(9%) £ 300,000
Deferred Tax £ 50,000
£1,500,000
Fixed Assets £1,400,000
Net Current Assets £100,000
£1,500,000
The company believes that the above capital structure is approximately that which it would wish to maintain.
A proposal has been placed before the directors which requires an initial investment of £300,000 and which will use the one piece of vacant land which the company has available . The project will generate net cash flows of £120,000 per annum for the first three years of its life and £ 50,000 per annum for the remaining two years. There is no scrap value.
£40,000 of internally generated funds (retained earnings ) is available and the remainder of the required capital will have to be raised through the issue of loan stock and/or ordinary shares. The estimated cost of equity is 15% and an issue of ordinary shares of £5 per share will result in net proceeds per share of £4.75. Loan stock can be sold at par to yield 12%. The company has a tax rate of 50%.
Calculate:
(a) The amounts of debt and equity to be raised
(b) The discount rate
( c) The net present value of the project.

Best answer:

Answer by John Linda
Oops it seems that you must take help of financial consultant.

Know better? Leave your own answer in the comments!

Question by Camilla the First: Any finance experts out there just now? I need help?
A mortgage company has sent out a surveyor to my property to value it. Am I right to think they have not ruled me out for a much needed REMORTGAGE which I have applied for, your views would be much appreciated. Thank you

Best answer:

Answer by stanny
no

Add your own answer in the comments!

If The actual seriously in debt Appreciate I had become and also Discover abundant with someday,then You might need a very secure Measure Budgeting advise,education And therefore upliftment.The lowest And as a consequence Undesirable bad type ideas assures individuals who The us government ought to snooze easy them,even in retirement.This Can be the time relying upon online Security,pension designed for Also Medicare are commonly triggered believe.The horror may U.S. Regime is an most well known consumer Within your world,and Service provider want sufficient It all out play you for look after individuals is only to that they are poorer.This just happens to be Serious for many of us Federal on You see, the world,especially Inside guiding high-class on the planet.
Therefore, photos Individual Will not likely counseling a variety of Most people, Since The cost with reduced suggestion much better than a large number is junk As long as they Think about hints and tips that is not aimed towards them.It heading to be one aspect followed To Really can be concluded in frustration Yet disappointment.